Privacy Policy
Effective Date: October 1, 2026
1. Introduction
Take Back Your Credit is operated by The Hayes Method LLC ("we," "us," or "our"). This Privacy Policy explains how we collect, use, and protect information when you visit takebackyourcredit.com, purchase our digital educational materials, or contact us.
2. Information We Collect
We may collect information you voluntarily provide, including your name, email address, contact information, and information submitted through forms or customer-support communications.
When you make a purchase, payment information is processed by our third-party payment processor. We do not directly store your complete payment-card information on our website.
3. Information Collected Automatically
When you use our website, certain technical information may be collected automatically, such as browser type, device information, IP address, pages visited, referral information, and general website usage data. This information may be collected through cookies, analytics technologies, hosting providers, or similar tools.
4. How We Use Information
We may use collected information to process purchases, provide access to purchased digital products, communicate with customers, provide customer support, maintain and improve the website, prevent fraud or misuse, comply with legal obligations, and protect our rights.
5. Payment Processing
Payments are processed through third-party payment providers such as Stripe. Payment providers process information according to their own privacy policies and security practices.
6. Digital Product Delivery
After a successful purchase, information associated with the transaction may be used to verify payment and provide access to the purchased digital product.
7. Sharing of Information
We do not sell your personal information. We may share information with service providers that help us operate our website, process payments, deliver digital products, provide analytics, prevent fraud, or perform other business functions. We may also disclose information when required by law or when reasonably necessary to protect our business, customers, or legal rights.
8. Data Security
We use reasonable administrative and technical measures designed to protect information. However, no internet transmission or electronic storage method can be guaranteed to be completely secure.
9. Data Retention
We may retain information for as long as reasonably necessary to provide our services, maintain transaction records, resolve disputes, prevent fraud, enforce agreements, and satisfy legal or accounting requirements.
10. Your Choices
You may contact us to request information about personal information we maintain about you or to request correction or deletion where applicable. Certain information may need to be retained for legal, security, fraud-prevention, or transaction-record purposes.
11. Third-Party Services and Links
Our website may use or link to third-party services. We are not responsible for the privacy practices of third parties, and their services are governed by their own terms and privacy policies.
12. Children's Privacy
Our products and website are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13.
13. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date when appropriate.
14. Contact Us
Questions about this Privacy Policy may be sent to support@takebackyourcredit.com.